This afternoon's rate announcement by the Fed could significantly affect mortgage rates if it surprises markets. But a fresh war escalation is an additional risk.
Mortgage rates aren't random. A capital markets analyst explains the forces driving your borrowing costs.
Kevin Warsh may support rate cuts, but his plans for the Fed’s massive bond portfolio could have surprising consequences for mortgage rates.
JP Morgan economist doesn't expect Federal Reserve rate cuts in 2026, but mortgage rates could still fall since they're driven by more than Fed policy.
3 million homeowners could benefit from refinancing if rates drop near 6.3%.
Surge in refinancing: Borrowers are rushing to refinance their homes, with 23% more applications this week than last, as mortgage rates continue to drop.
Refinances surged this week as borrowers took advantage of falling mortgage rates following last week's grim jobs report.
A mortgage rate is how much you pay in interest on a home loan per year. But what makes them go up or down?
First-time home buyers are biding their time, put off by high mortgage rates. But is that a mistake they'll later regret?
Two expert forecasts this week provide hope that mortgage rates could fall later this year and through 2026.
Requesting seller concessions to pay for a rate buydown can lead to greater monthly and lifetime savings than requesting a lower purchase price.
Nearly every major agency is predicting rates in the 6s or higher for 2025. But could rates drop into the 5s? There's a solid case for that argument.
Experts tell you to shop for mortgage rates. But it could put your homebuying at risk. How do you shop lenders when buying a house?
As expected, the Fed cut its key interest rate by 0.25%. But mortgage rates might rise due to new Fed guidance for 2025.
The president says he wants to buy mortgage bonds in order to lower mortgage rates. How might that work? And how low may those rates go?
According to National Association of Realtors® research, a 1% decrease in rates could add about 5.5 million households ... to the pool of potential buyers.
Major agencies expect rates to hover around 6.2% in 2026. On-the-ground industry experts say this sideways rate movement will help balance the market.
With mortgage rates at 6.5%, expect a boom in refinances and home purchases.
